Invest up to £11,280 a year for tax free income or tax free
Benefit from professional fund management to increase returns and reduce risk
through stock market investments. Take advantage of a wide choice of funds that
we can tailor to your personal needs.
Invest for capital growth or income, or a combination of the two.
Maximise your tax allowance through free capital gains, or aim to boost
If you have money invested in these, you should be actively considering
alternatives. Much has changed with these bonds over recent years. Many funds
are now run with a completely different mix of investments, many are no longer open for
new business, and some are paying no profits at all!
One or two companies are now still offering suitable new with profits bonds,
but they are in the minority. You should speak to us, sooner rather than later,
if you hold these bonds or are considering new investments into one.
Property investment provides attractive returns with relatively
lower risk than other "asset backed" investments through both
income received in the form of rent payments, but capital
appreciation as well.
Saving for retirement in an attractive tax beneficial way. If you
are self employed, have no pension scheme at work or wish to top
up existing plans, there are hundreds of plans to choose from.
To give peace of mind that should the unexpected happen, your
finances are not destroyed.
With so many different investment opportunities to consider,
taking Independent Financial Advice has never been more
A few minutes spent discussing your requirements with us can
set you on the right road, and of course we are available to
review your investments in the years ahead in case changes need
to be made.
Investment companies spend millions of pounds advertising in
newspapers and of course they only want to tell you about their
past successes. In our experience, people seduced by such
promotions often realise too late that "past performance is not a
guide to future performance", a statement in much smaller print
at the bottom of advertisements. Chasing last years best funds
can be a recipe for disaster (as investors in technology funds
found out in 2000).
Because we are completely independent, we put your interests
foremost. A large amount of our time is spent in researching
investment funds and the companies offering them in order to find
the best opportunities for you.
In addition, the views of distinguished financial commentators
and fund managers are regularly reviewed.
We place considerable importance on meeting as many investment
fund managers as possible and prefer to know exactly who is
running an investment fund and how long they been in charge.
Sometimes funds advertised in newspapers are no longer being run
by the person who achieved the performance being boasted about !
By drawing on our 35 years experience and continually
monitoring financial markets and products, we aim to add value to
your investment purchases.